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Old May 1st 08, 10:42 PM posted to alt.child-support
TNK
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Posts: 9
Default Compromise of Arrears Program (COAP) in California


"Bob Whiteside" wrote in message
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"TNK" wrote in message
. ..

"DB" wrote in message
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"TNK" wrote in

Just looking for opinions or experience, personal or professional.


Justa thought, can your child not apply for student loans as your income
isn't high enough with the debt load?

Tried that also. Although she is working part time, is an honor roll
student, and takes all the Advanced classes in Physics, Chemistry and
Calculus, the bank still shy away because she is under 18 and a short
employment history. Even when I was going to co-sign the loan
application. I have no assets, only debt. I was the NCP for 12 years.
Getting a student loan is almost as difficult as a mortgage, it seems.


Go to the U.S. Department of Education website and look at the information
on FAFSA. She should easily qualify for a government subsidized student
loan which she doesn't have to pay towards until after graduation and you
can get a low interest Parent Loan to cover what she can't borrow. CS
paid is considered a reduction from income and CS received is an addition
to income.

I did the FAFSA thing too.

I was hoping the COAP would be the answer, as long as I could come up with
an agreed lump sum amount . I am still fighting to get the NCP off my name,
as I am clearly the CP at this time, and have been since August 2007. I
call the DCSS and tell them by the definition of their own forms I am the
custodial parent, yet alone the court order stating so also. My credit
report was stating I owe almost $2,000 a month in ongoing support, when I
have a court order stating different. I know this takes time, but it is
ridiculous even when you have the facts.

TNK