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Unleash the Bill Collectors on Deadbeat Dads



 
 
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  #11  
Old November 9th 03, 11:23 PM
Dusty
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
...
Ive seen this on some sites, one in particular called ANCPR which tries to
use tables that show how the CP makes out in the end. It basically takes
the support for the child out of the NCP's income and then adds this

amount
to the CP's income coming out with the ending income of the CP's income
higher. IT fails however to take the expenses of raising a child out of

the
CP's income, probably because it would show the CP worse off financially

in
the long run.


OK, I'm going to use some basic, simple math and show you where this is
wrong.

Bill and Mary both work and make about the same amount of money. For the
sake of convenience, lets say that they each make $40,000 a year, pre-tax.
Or $26,940 take home (post-tax of 32.65% includes state (5.5%) and federal
taxes (19.5%), plus social security and Medicaid deductions (7.65%)). They
have a combined income of $53,880

Or.. $40,000 - 32.65% = $26,940

Bill and Mary have two (2) kids, she hears that she can make out like a
bandit from her girlfriend Anna. Mary divorces Bill on grounds of
irreconcilable differences, gets the kids, the car, the house, the tax break
from having custody of the kids, but she does have to pay half of the
combined marital debt ($5200), gets $600 a month in CS from Bill's job as an
arm-chair tester.

Bill is ordered by the court to pay 50% of the mortgage on the house ($600),
50% of the marital debt ($5200), must keep up with the car payments ($150)
and the insurance ($100), must pay CS of $600 (pre-tax, so he must pay the
taxes on this money). On top of all this, he is expected to keep a place of
his own, do all the transportation of the kids to and from his place (he
gets them every Wednesday and every other weekend), get a car for himself,
food and clothing for himself and the children (including paying for toys,
pots and pans, etc..).

So, let's see what we have now, OK?

Bill brings home $518.08 per week, after taxes. Or $2245 per month. For
clarity, I'm going to use with the monthly amount to see what Bill will have
each month to spend on himself.

$2245.00
- $600.00 CS
-$150.00 Car
-$100.00 Insurance
-$600.00 Mortgage
-$100.00 Marital Debt
-----------
$695.00

So after all that, we see that Bill has $695.00 a month to work with. What
I haven't deducted is the cost of a 3 bedroom apartment, cost of upkeep for
his car, car payments, insurance for said car, food, clothing and other
basic things.

Now, let's look at Mary...

$2245.00
+ $600.00 CS
-$600.00 Mortgage
-$100.00 Marital Debt
-----------
$2145.00

Looks to me like Mary's makin' out very well.

OK, now let's say the market in Arm-chair Testers falters in the stock
market. He finds himself facing the prospect of being out of work for
several months. As soon as Bill is out of work he goes to court and
requests a decrease of the CS (because he has no idea how long he'll be out
of work and doesn't want to get behind and find himself one of those dreaded
"Dead Beat Dads"). The judge says no and INCREASES his CS. The judge calls
it "incentive". On top of that Mary's attorney convinces the court that
Bill is behind in his CS (he isn't, Mary's attorney did the math wrong) by
$5200.00 (this is the marital debt - it is NOT CS and cannot become CS by
the wave of a hand).

The judge says "OK, he's behind in CS payments of $5200.00 So, to make him
pay I'm increasing the CS to $1000.00 per month to pay this off."

SO, let's do the math again...

Bill has $695.00 per month to live on and now has an additional $400 arrears
to cover.

$695.00
-$400.00
-----------
$295.00

So tell me FFK, can you live on less then $300 a month? Muchless care for
your kids when they are with you. I can't.

Oh, let's not forget Mary's change in monthly available cash flow...

$2145 + $400 = $2545.00

Hummmm.... I see that Mary is now making more then she ever had before...

And so, 24 months later, Bill is still not employed, he's threatened with
jail time, has been back to court several times, with no luck at getting his
CS lowered and is considering suicide to end the constant emotional pain of
not being able to see his kids.

The total debt is now a whopping $29,300.00 Bill has been living in
shelters, working menial jobs (most, if not all, of the money taken by the
local Child Support Agency), has no car, phone, or home. His credit is
ruined because of the way the laws are written. He can get work, but the
job is in India and because of the way the laws (if you owe $5000 or more in
CS, you don't get a passport) are written, he can't go.

This is what is known as a "Catch-22". And divorced fathers face this every
day. This isn't "evading child support", it's a father that can't make
payments because he's been ruined by the bias of the courts, a vengeful
ex-wife, a greedy attorney and illegal laws.

Is what happened to Bill all his fault. No. Could he have done something
about it? Perhaps, but with the bias in the courts, that option was deigned
him. Now, he is financially in ruins and may never make it out of the hole
he's in. For that matter, he cannot see his children because they are in
another state (mother moved to be closer to her family).

Is this what's in the best interest of the children? No.
Is Bill's treatment by the court unusual? NO, it is typical.

So, tell me how this is a good thing?


I have no sympathy for someone who is 50,000 behind on support, or makes

no
payments at all for months at a time or even years. It isn't about moving
from job to job, its about evading child support. Its about making
sacrifices for your children which apparently the NCP isn't willing to

make.


  #12  
Old November 9th 03, 11:58 PM
Cameron Stevens
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads

"cigon" wrote in message
...
t. But the American Fathers Coalition -- a group of child-support
payers -- claims the delinquency figures are inflated by mothers'


This is a reasonable claim. Often the CP claims support based on what she
THINKS the NCP should be making, not on any realistic amounts.

Cameron


  #13  
Old November 10th 03, 12:14 AM
Cameron Stevens
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
...
Unleash the Bill Collectors on Deadbeat Dads

By Gary S. Becker
July 18, 1994
BusinessWeek

More than one in five U.S. children live in poverty. This is mainly

because
of a spectacular growth in the number of families headed by unmarried
mothers, compounded by low or nonexistent child-support payments by
noncustodial fathers. Fortunately for the children, as well as the

mothers,
it is possible to greatly increase the number of fathers who meet their
obligations.


..... anyway

FFK,

Rather than spewing all these stories can you form your own arguements?
Aside from certain issues with copyright your attempts to flood the group
with these stories do not really add to any particular cause. Inflaming a
situation does not contribute to resolution. We might just value your
opinions if you stated a significant argument Links to relevant facts are
helpful, use the links to support arguments, but don't flood.

Cameron


  #14  
Old November 10th 03, 12:53 AM
Fighting for kids
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads

First of all the income of the father is reported by the father NOT what the
NCP "women" wants to report. In fact most states require three years of tax
returns as well as recent pay stubs from each party to determine the amount
of CS that should be paid.

"Cameron Stevens" wrote in message
...
"cigon" wrote in message
...
t. But the American Fathers Coalition -- a group of child-support
payers -- claims the delinquency figures are inflated by mothers'


This is a reasonable claim. Often the CP claims support based on what she
THINKS the NCP should be making, not on any realistic amounts.

Cameron




  #15  
Old November 10th 03, 12:54 AM
Fighting for kids
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads

I'm not "flooding" any more than you cronies here that insist that you are
right. Much of what you say is simply cut and pasted from other "men's
rights" sights.

"Cameron Stevens" wrote in message
...

"Fighting for kids" adf wrote in message
...
Unleash the Bill Collectors on Deadbeat Dads

By Gary S. Becker
July 18, 1994
BusinessWeek

More than one in five U.S. children live in poverty. This is mainly

because
of a spectacular growth in the number of families headed by unmarried
mothers, compounded by low or nonexistent child-support payments by
noncustodial fathers. Fortunately for the children, as well as the

mothers,
it is possible to greatly increase the number of fathers who meet their
obligations.


.... anyway

FFK,

Rather than spewing all these stories can you form your own arguements?
Aside from certain issues with copyright your attempts to flood the group
with these stories do not really add to any particular cause. Inflaming a
situation does not contribute to resolution. We might just value your
opinions if you stated a significant argument Links to relevant facts are
helpful, use the links to support arguments, but don't flood.

Cameron




  #16  
Old November 10th 03, 02:16 AM
Chris
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
...
No, but when I can see information that backs it up..yep. In the case of
these articles, there are figures and studies that back them up.


What figures from where?



"Chris" wrote in message
news:HEprb.11960$0K6.11380@fed1read06...

"Fighting for kids" adf wrote in message
...
Just posting articles that are relavant to the issues at in the group.

You
all say that deadbeats dont exsist that they are all just men trying

their
hardest to pay their support. These articles show otherwise.


You believe everything you see in print?


"Chris" wrote in message
news:gykrb.10217$0K6.6349@fed1read06...

"Fighting for kids" adf wrote in message
...
Unleash the Bill Collectors on Deadbeat Dads

By Gary S. Becker
July 18, 1994
BusinessWeek

More than one in five U.S. children live in poverty. This is

mainly
because
of a spectacular growth in the number of families headed by

unmarried
mothers, compounded by low or nonexistent child-support payments

by
noncustodial fathers. Fortunately for the children, as well as the
mothers,
it is possible to greatly increase the number of fathers who meet

their
obligations.

It is far too easy for fathers to dump the financial as well as

the
emotional burdens of raising children on mothers. More men will

hesitate
to
father children if they know they'll have a tougher time evading

the
duty
to
support them. Children can benefit emotionally as well as

materially
when
their fathers support them. And if more dads were forced to pay

up,
they
might be more likely to spend time with their kids -- since they

would
no
longer be avoiding detection.

A 1993 Urban Institute study estimates that incomes of many

one-parent
families would rise above the poverty level if all child-support
obligations
were met. But the American Fathers Coalition -- a group of

child-support
payers -- claims the delinquency figures are inflated by mothers'
failure
to
report the payments they receive. This coalition also believes

fathers
sometimes fall into arrears because child-support awards are

excessive.

This group makes some valid points, but it is still important to

improve
compliance with child-support obligations. Congress passed

legislation
in
1984 and 1988 requiring states to make stronger collection

efforts,
with
the
Federal government footing most of the bill. It is now easier to
garnishee
wages, even when fathers have moved to other states, and to jail

those
who
refuse to pay. Computer systems allow states to keep better track

of
where
fathers live and how much they owe.

PATERNITY WARDS
As part of his welfare-reform package, President Clinton recently
proposed
stiffening these laws by establishing national clearinghouses to

track
interstate cases, by denying occupational permits and driver's

licenses
to
fathers who don't pay up (some states already have such rules),

and
by
requiring hospitals to establish and record who the father is for

every
baby
born.

Although federal laws and state efforts have increased the numbers

of
fathers who pay up, statistics compiled by the Health & Human

Services
Dept.'s Office of Child Support Enforcement show that state

agencies
are
collecting money in less than 19% of their child-support cases.

Many
fathers
continue to successfully avoid detection by state governments --

in
some
cases by fleeing to another state.

One reason for the low figure is that state collection agencies
concentrate
on helping mothers on welfare, including efforts to establish the
identity
of the fathers. States emphasize welfare cases because public

spending
is
reduced when families receive enough child support to go off

welfare.

But many women not on welfare are also failing to get the support

due
them.
Some women who were not being helped by state agencies have turned

to
private collectors to track down the fathers of their children.

These
collectors have often been quite successful: They may garnishee

the
wages
of
fathers or get local authorities to jail deadbeats until they pay

up.

BOUNTY HUNTERS?
Private collectors usually charge a small nonrefundable fee, but

their
main
source of revenue is a contingency payment that usually ranges

from
one-quarter to one-third of what they collect. This may seem like

a
big
cut,
but these fractions are not out of line with fees charged by

companies
collecting other kinds of debt. Yet some children's advocacy

groups
oppose
the involvement of for-profit collection companies, because they

hate
to
see
large sums being siphoned off that should be going to the

children.
But
mothers usually turn to private companies only after they fail to

get
what
is due them through ordinary channels. And after all, 67% of what

is
collected privately is a lot better than 100% of nothing.

Private collectors often succeed where state agencies fail,

because
government officials lack financial incentives to track down

fathers
who
are
in arrears. Therefore, state agencies should take a cue from what

some
mothers are doing: Hire private companies to locate and collect

from
recalcitrant fathers.

Private collectors hunting down deadbeat fathers for state

governments
may
evoke the notorious bounty-hunter system of the Old West, but it

would
be
an
effective response to the failure of state agencies. Privatization

of
state
collection efforts has precedents in other kinds of debt: States

have
hired
private companies to collect unpaid traffic fines, for example.

Congress should adopt most of the President's recommendations to
strengthen
the government's hand in collecting child support. But the laws

already
on
the books would be much more effective in reducing the number of
children
raised in poverty if state governments and more mothers hired

private
collectors to track down deadbeat fathers.

What's with these old stories?













  #17  
Old November 10th 03, 02:21 AM
Chris
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
...

"Paul Fritz" wrote in message
...
Divorced Dads: Shattering the Myths
Authors: Sanford L. Braver, Diane O'Connell

Deadbeat dads: Divorced fathers pay 90 percent of the child support they
have been ordered to pay. Fully employed divorced fathers pay all that

is
due. In addition, they pay visitation expenses. [Depending on the extent

of
the research providing the result, fathers (all fathers including never
married) pay 70-80 percent of what they have been ordered to pay. The

low
end  70 percent  relies on recipient surveys that do not account for

money
that is paid but withheld as repayment for welfare, and possible bias.

In
all cases, the primary cause of non-payment is that the person ordered

to
pay is unable to pay.]


Ha ha.. this is a joke right? Thats why there is SOOOO much owed in back
child support and the amounts continue to rise. Non-payment is that the
person ordered to pay is unable to pay? ha ha.. thats the best joke ive
heard yet. Jumping from job to job avoiding payments, tracking across

state
lines to avoid payment, not sending ANYTHING at all instead of what they
can, yeah thats really a good reason!!!


The No-Show Dad: The rate of contact between fathers and their children
following divorce shows "paternal devotion and tenacity [that] is

entirely
at odds with the more popular image of the runaways, absentee, or
disappearing dad."

Ha.. funny joke again. Im laughing at these good job finding the best
jokes on the internet today.

Standards of Living: Women with children are, as a group, better off
financially following divorce than men. That's right, it's not the other

way
around.


Ha.. now thats funny. Especially when after the divorce most women end up
in a poverty situation and on top of that we add the non-support from

daddy
....hmm


Terms of Divorce: Far from being docile, easily manipulated victims of a
male dominated divorce system, women have always fared well in

negotiations
and settlements. Men are far more likely to be the biggest losers in the
process.

Ha again. Hardly.. Men are just sore because they have to give up their
material things when they "think" they should get everything.


"Everything"?


Emotional Issues of Divorce: Women are happier after divorce than men.

Given
the results related to the other myths, this is likely to cause the

least
surprise. They have the children, they are better off financially, they
drive better cars, their situation is less likely to interfere with new
relationships and remarriage ....


Women are happier after divorce becasue they finally got smart and got rid
of a pos. They dont have to put up with the mans **** anymore. Drive
nicer cars?? ha ha.. thats funny. Most Single MOthers I know do NOT

drive
nice cars and if they do its usually because their parents help them out.
better off financially? Majority live in poverty.. I guess if thats being
better off financially then whoppee!!! Their situation is LESS LIKELY to
interfere?? yeah thats why most single mothers are seen by other men as
having baggage.. lol. Man this stuff you post is so funny.


Who leaves the marriage ... and why it matters: " ... women initiate the
preponderance (63 - 75%) of modern divorces ..." It matters because it
vindicates the finding that men do less well then women after divorce,
because the blame heaped on men for divorce should be addressed, and

because
the myth serves to further unlevel the playing field of domestic

relations
law and politics on which fathers are already disadvantaged.


It matters because women are finally standing up for themselves and not
putting up with mens ****. Thats why it matters!!! Poor victims

Fathers..
give me a break.


With all due respect, are you a lesbian?


"Chris" wrote in message
news:HEprb.11960$0K6.11380@fed1read06...

"Fighting for kids" adf wrote in message
...
Just posting articles that are relavant to the issues at in the

group.
You
all say that deadbeats dont exsist that they are all just men trying

their
hardest to pay their support. These articles show otherwise.

You believe everything you see in print?


"Chris" wrote in message
news:gykrb.10217$0K6.6349@fed1read06...

"Fighting for kids" adf wrote in message
...
Unleash the Bill Collectors on Deadbeat Dads

By Gary S. Becker
July 18, 1994
BusinessWeek

More than one in five U.S. children live in poverty. This is

mainly
because
of a spectacular growth in the number of families headed by

unmarried
mothers, compounded by low or nonexistent child-support payments

by
noncustodial fathers. Fortunately for the children, as well as

the
mothers,
it is possible to greatly increase the number of fathers who

meet
their
obligations.

It is far too easy for fathers to dump the financial as well as

the
emotional burdens of raising children on mothers. More men will
hesitate
to
father children if they know they'll have a tougher time evading

the
duty
to
support them. Children can benefit emotionally as well as

materially
when
their fathers support them. And if more dads were forced to pay

up,
they
might be more likely to spend time with their kids -- since they

would
no
longer be avoiding detection.

A 1993 Urban Institute study estimates that incomes of many

one-parent
families would rise above the poverty level if all child-support
obligations
were met. But the American Fathers Coalition -- a group of
child-support
payers -- claims the delinquency figures are inflated by

mothers'
failure
to
report the payments they receive. This coalition also believes

fathers
sometimes fall into arrears because child-support awards are
excessive.

This group makes some valid points, but it is still important to
improve
compliance with child-support obligations. Congress passed

legislation
in
1984 and 1988 requiring states to make stronger collection

efforts,
with
the
Federal government footing most of the bill. It is now easier to
garnishee
wages, even when fathers have moved to other states, and to jail

those
who
refuse to pay. Computer systems allow states to keep better

track
of
where
fathers live and how much they owe.

PATERNITY WARDS
As part of his welfare-reform package, President Clinton

recently
proposed
stiffening these laws by establishing national clearinghouses to

track
interstate cases, by denying occupational permits and driver's
licenses
to
fathers who don't pay up (some states already have such rules),

and
by
requiring hospitals to establish and record who the father is

for
every
baby
born.

Although federal laws and state efforts have increased the

numbers
of
fathers who pay up, statistics compiled by the Health & Human

Services
Dept.'s Office of Child Support Enforcement show that state

agencies
are
collecting money in less than 19% of their child-support cases.

Many
fathers
continue to successfully avoid detection by state governments --

in
some
cases by fleeing to another state.

One reason for the low figure is that state collection agencies
concentrate
on helping mothers on welfare, including efforts to establish

the
identity
of the fathers. States emphasize welfare cases because public

spending
is
reduced when families receive enough child support to go off

welfare.

But many women not on welfare are also failing to get the

support
due
them.
Some women who were not being helped by state agencies have

turned
to
private collectors to track down the fathers of their children.

These
collectors have often been quite successful: They may garnishee

the
wages
of
fathers or get local authorities to jail deadbeats until they

pay
up.

BOUNTY HUNTERS?
Private collectors usually charge a small nonrefundable fee, but

their
main
source of revenue is a contingency payment that usually ranges

from
one-quarter to one-third of what they collect. This may seem

like
a
big
cut,
but these fractions are not out of line with fees charged by

companies
collecting other kinds of debt. Yet some children's advocacy

groups
oppose
the involvement of for-profit collection companies, because they

hate
to
see
large sums being siphoned off that should be going to the

children.
But
mothers usually turn to private companies only after they fail

to
get
what
is due them through ordinary channels. And after all, 67% of

what
is
collected privately is a lot better than 100% of nothing.

Private collectors often succeed where state agencies fail,

because
government officials lack financial incentives to track down

fathers
who
are
in arrears. Therefore, state agencies should take a cue from

what
some
mothers are doing: Hire private companies to locate and collect

from
recalcitrant fathers.

Private collectors hunting down deadbeat fathers for state

governments
may
evoke the notorious bounty-hunter system of the Old West, but it

would
be
an
effective response to the failure of state agencies.

Privatization
of
state
collection efforts has precedents in other kinds of debt: States

have
hired
private companies to collect unpaid traffic fines, for example.

Congress should adopt most of the President's recommendations to
strengthen
the government's hand in collecting child support. But the laws
already
on
the books would be much more effective in reducing the number of
children
raised in poverty if state governments and more mothers hired

private
collectors to track down deadbeat fathers.

What's with these old stories?















  #18  
Old November 10th 03, 02:30 AM
Cameron Stevens
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
news
First of all the income of the father is reported by the father NOT what

the
NCP "women" wants to report. In fact most states require three years of

tax
returns as well as recent pay stubs from each party to determine the

amount
of CS that should be paid.


Maybe in some report they base the finding on that, but in reality there's
something called imputed income and that will have you paying based on what
the judge THINKS you should be making. A Judge who's gone for one interview
in his life and been on easy-street ever since.

For example: I could be making $7.00/hour at McD's because my $80K job
vanished. The judge might feel I'm capable of making $60K but I've applied
to every job that's been presented. The judge will impute the income to
$60K. No matter what those tax-returns claim... the reality is the judge can
be wrong or blind to the problems of the NCP.

Cameron


  #19  
Old November 10th 03, 02:32 AM
Cameron Stevens
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads


"Fighting for kids" adf wrote in message
...
I'm not "flooding" any more than you cronies here that insist that you are
right. Much of what you say is simply cut and pasted from other "men's
rights" sights.


Firstly, it's a SITE not a SIGHT.

Secondly, I rarely post more than a link. I paste opinion and suggestions.

Thirdly, You seem to feel that NCPs are a problem. Do you feel they all are?
Are all NCPs Deadbeats?

Cameron


  #20  
Old November 10th 03, 02:35 AM
Fighting for kids
external usenet poster
 
Posts: n/a
Default Unleash the Bill Collectors on Deadbeat Dads

Find the articles they are listed in most cases they are listed IN the
articles themselves.

"Chris" wrote in message
news:yACrb.14264$0K6.11054@fed1read06...

"Fighting for kids" adf wrote in message
...
No, but when I can see information that backs it up..yep. In the case

of
these articles, there are figures and studies that back them up.


What figures from where?



"Chris" wrote in message
news:HEprb.11960$0K6.11380@fed1read06...

"Fighting for kids" adf wrote in message
...
Just posting articles that are relavant to the issues at in the

group.
You
all say that deadbeats dont exsist that they are all just men trying

their
hardest to pay their support. These articles show otherwise.

You believe everything you see in print?


"Chris" wrote in message
news:gykrb.10217$0K6.6349@fed1read06...

"Fighting for kids" adf wrote in message
...
Unleash the Bill Collectors on Deadbeat Dads

By Gary S. Becker
July 18, 1994
BusinessWeek

More than one in five U.S. children live in poverty. This is

mainly
because
of a spectacular growth in the number of families headed by

unmarried
mothers, compounded by low or nonexistent child-support payments

by
noncustodial fathers. Fortunately for the children, as well as

the
mothers,
it is possible to greatly increase the number of fathers who

meet
their
obligations.

It is far too easy for fathers to dump the financial as well as

the
emotional burdens of raising children on mothers. More men will
hesitate
to
father children if they know they'll have a tougher time evading

the
duty
to
support them. Children can benefit emotionally as well as

materially
when
their fathers support them. And if more dads were forced to pay

up,
they
might be more likely to spend time with their kids -- since they

would
no
longer be avoiding detection.

A 1993 Urban Institute study estimates that incomes of many

one-parent
families would rise above the poverty level if all child-support
obligations
were met. But the American Fathers Coalition -- a group of
child-support
payers -- claims the delinquency figures are inflated by

mothers'
failure
to
report the payments they receive. This coalition also believes

fathers
sometimes fall into arrears because child-support awards are
excessive.

This group makes some valid points, but it is still important to
improve
compliance with child-support obligations. Congress passed

legislation
in
1984 and 1988 requiring states to make stronger collection

efforts,
with
the
Federal government footing most of the bill. It is now easier to
garnishee
wages, even when fathers have moved to other states, and to jail

those
who
refuse to pay. Computer systems allow states to keep better

track
of
where
fathers live and how much they owe.

PATERNITY WARDS
As part of his welfare-reform package, President Clinton

recently
proposed
stiffening these laws by establishing national clearinghouses to

track
interstate cases, by denying occupational permits and driver's
licenses
to
fathers who don't pay up (some states already have such rules),

and
by
requiring hospitals to establish and record who the father is

for
every
baby
born.

Although federal laws and state efforts have increased the

numbers
of
fathers who pay up, statistics compiled by the Health & Human

Services
Dept.'s Office of Child Support Enforcement show that state

agencies
are
collecting money in less than 19% of their child-support cases.

Many
fathers
continue to successfully avoid detection by state governments --

in
some
cases by fleeing to another state.

One reason for the low figure is that state collection agencies
concentrate
on helping mothers on welfare, including efforts to establish

the
identity
of the fathers. States emphasize welfare cases because public

spending
is
reduced when families receive enough child support to go off

welfare.

But many women not on welfare are also failing to get the

support
due
them.
Some women who were not being helped by state agencies have

turned
to
private collectors to track down the fathers of their children.

These
collectors have often been quite successful: They may garnishee

the
wages
of
fathers or get local authorities to jail deadbeats until they

pay
up.

BOUNTY HUNTERS?
Private collectors usually charge a small nonrefundable fee, but

their
main
source of revenue is a contingency payment that usually ranges

from
one-quarter to one-third of what they collect. This may seem

like
a
big
cut,
but these fractions are not out of line with fees charged by

companies
collecting other kinds of debt. Yet some children's advocacy

groups
oppose
the involvement of for-profit collection companies, because they

hate
to
see
large sums being siphoned off that should be going to the

children.
But
mothers usually turn to private companies only after they fail

to
get
what
is due them through ordinary channels. And after all, 67% of

what
is
collected privately is a lot better than 100% of nothing.

Private collectors often succeed where state agencies fail,

because
government officials lack financial incentives to track down

fathers
who
are
in arrears. Therefore, state agencies should take a cue from

what
some
mothers are doing: Hire private companies to locate and collect

from
recalcitrant fathers.

Private collectors hunting down deadbeat fathers for state

governments
may
evoke the notorious bounty-hunter system of the Old West, but it

would
be
an
effective response to the failure of state agencies.

Privatization
of
state
collection efforts has precedents in other kinds of debt: States

have
hired
private companies to collect unpaid traffic fines, for example.

Congress should adopt most of the President's recommendations to
strengthen
the government's hand in collecting child support. But the laws
already
on
the books would be much more effective in reducing the number of
children
raised in poverty if state governments and more mothers hired

private
collectors to track down deadbeat fathers.

What's with these old stories?















 




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