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#161
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Ericka Kammerer wrote:
Thank goodness not all hospitals and caregivers are that way, but my RL friends' experiences would suggest that it's not rare. While I obviously didn't have to deal with hospital attitudes toward circ., we did scratch a number of potential pediatricians off the list for being less than receptive to the idea of not circ'ing. That is to bad :-( I live in an area where the majority of people still c*rc and both of our ped's were very hands off about the decision. They made a point of telling us there was no medical reason. The pressure in my area comes from the people, not the medical community. We aren't Jewish, and there is not a large Jewish population. We seem to be well informed on many things and I've never had, nor heard of, problems with nursing, NIP, extended nursing etc. but we are definitely in the stone ages with c*rc. It *was* brought up by the medical personal in the hospital and/or the ped. -- Nikki |
#162
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I pay about US$40 a month for a plan which covers DH, me and any kids
for 70% of private costs for a lot of things (dentistry, osteopathy, physiotherapy, chiropody, optometry) that have long waiting lists or are unavailable on the NHS, as well as NHS charges for things like prescriptions. Its not inexhaustable, but it'll cover a fair bit of dentistry, more prescription charges than would justify pre-payment, a new pair of bifocals in designer frames and a good dozen trips to the osteopath a year. It'll give me a £500 maternity grant when I have the baby as well, which will pay a good chunk of my midwife's fees (which, unfortunately, they don't cover). who's that with? we pay a little less, but seem to get a lot less, so it would be good to know for when I renew, we're with the HSA, |
#163
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Jenrose wrote:
they would expect us to deplete all retirement plans and assets, even the non-liquid ones, first. I think that is pretty common from state to state, and I don't disagree with that either. I suspect we'd even have to sell our home, as we have just a little bit too much equity in it. This I have never run into. Generally one house and one car are allowed without being considered assets, even if you own them outright. -- Nikki |
#164
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Donna Metler wrote:
The other thing sad about it is that it can easily force a woman to work due to insurance issues, when she'd rather be at home. I know a fair number of people that work for basically nothing more then insurance and daycare. The other catch with a system with such low limits is that people either quit or take lesser jobs so that they do qualify for the medical. It becomes even more complicated for people receiving disability. That system is so complicated that people do not work to their potential because they lose their disability benefits. It isn't the monthly check that they need but the medical so we have a system where people are receiving both the monthly disability check and the medical when all they really need is the medical. -- Nikki |
#165
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Mum of Two wrote:
Yeah, and here, if you said, "I want my baby circumcised", they'd say "You want him WHAT? Oh, you want his head circumference? Here it is." Or something to that effect. Would a doctor do it for no medical reason? -- Nikki |
#166
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"Cheryl" wrote in message
FWIW the cardiac surgeon looking after Thud has worked at Boston Womens and Children's Hospital and much prefers to work inside the Australian hospital system. According to a conversation he had with me a couple of years ago the main problem with the US system of surgery is that they refuse to believe results of trials coming in from overseas, they have to do everything themselves before they will believe it works. Well I guess I might be the same way. Although, it would be costly and time consuming to do the studies over again. They could just look over the studies for flaws and do part of the studying and testing over, but not the whole thing. It might interest you to know that they are about to start trialling a new anti-rejection therapy that doesn't involve traditional anti-rejection medications in Melbourne, Australia. Very interesting. That would be wonderful for future transplant recipients. Here in the US, there have been studies going on for patients over 10 years out from the transplant on going off meds all together because they think the body has accepted the organ. Allison is 11 years out with no rejection (knock on wood) and she was a baby when her transplant occurred. I would love it if they could wean her off slowly from the meds. But, the doctor isn't willing to do that yet. Heck, I can't even convince him to take her off the Prednisone so she can grow a little. He is a new doctor to us and I have been less than thrilled with his inability to treat the whole patient. He seems to concentrate on her medical problems instead of taking in consideration that she has a life. He seems to be put off that I actually know what I am talking about with Allison. I liked her other doctor so much better. He really listened to us and Allison about her care and always took that in consideration when treating her. Want to move here and stick Allison on the list? She's had the transplant already, but I forsee someday in her future of having a kidney transplant because of all the drugs. To be honest, I had thought of you and Thud when I talked about not trusting the NHS system. Your family has whethered the system with a chronic illness, so it can't be *that* bad. ) -- Sue (mom to three girls) |
#167
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Nan wrote:
I feel the same way. I've heard a few of the Canadian posters have some complaints, but am I correct in thinking that may be regional? Oz and NZ sound like a dream to me, compared to the US. It's a case of the grass always being greener... ;-) I read about some poll that was done, once, to see how citizens of various countries rated their health care systems. *No one* completely liked what system they had (there was always some problem). I forget which countries were involved, but the list was fairly long. But anyway... The trouble we seem to be running into in Ontario, at least, is a shortage of doctors. The reasons for the shortage: controls on the number of med students (the result of a political move to reduce costs, since the province pays a certain portion of each student's tuition), incredibly high out of pocket tuition costs (tuition is still sky high despite what the province pays), no incentives to keep family doctors out in the boonies for longer than just a few years, and an unwillingness to work with doctors who have degrees from outside the province. (there are probably other reasons that I'm unaware of) Also, massive paperwork and backlogs that, together with the shortages, end up making long waiting lists for some procedures (treatment can be lightening fast in other situations, though - basically, just don't get a disease that everyone else has). There has also been some funny stuff done with the funding that normally goes to hospitals (increases one year, decreases the next, and so on - makes it hard for them to plan for the long term). I think we're suffering from too much bureaucracy. With too much bureacracy comes too much waste, of course, as is always the case. We also have a problem with fraud. Just as there's a problem with fraud driving up insurance costs in the US, there's a problem with fraud wasting tax money here. What I mean by fraud is people getting treatment that they don't need, shady doctors doing things they shouldn't do, and so on. Our system would be much better off if we could do away with these problems, but I don't see how we'll ever be able to do that without sacrificing freedom. One thing I think our health care system does really *well* is to use price controls. It's funny, because I keep hearing about how bad that idea is (it comes up a lot now that some states want to import drugs from Canada), but really I think it's a great idea. I would be whole heartedly against price controls in other contexts where a free market should be encouraged, but when it comes to basic needs (health, food, etc. - you know, the things where, in a totally free market, prices get driven insanely high) I'm all for protecting people. ...and obviously, price controls must not be all that bad, because we *do* have drugs here, and our drug companies aren't going bust. ;-) (now if only we could do something about the cost of food) Disclaimer: all of the above is entirely my take on things, of course. :-) |
#168
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There are many programs for people with no insurance and pregnant.
Medicaid would be one such program. Here in Michigan, they offer insurance to all kids that do not have insurance. But in many states, you have to qualify with a low income. If you don't qualify, you're SOL. IN also has a Kid's Insurance, but there is still an income qualification factor. Nan Yep, that happened to us... Even as *grad students* we made too much money to qualify for AIM (health insurance for low income infants/mothers), so I had a gap between graduating and DH's new job's insurance kicking in. Luckily for us, the gap was in the middle of the pregnancy rather than at the end and nothing bad happened -- but we were trying to figure out if we should just split up our savings among our family members so we wouldn't lose everything if the baby came early or I broke a leg or something! The other alternative would have been postponing my graduation and continuing on with my student health insurance -- needless to say, my advisor had some very unsupportive things to say about that option! :P Em baby boy, due Nov. 18 |
#169
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"Basically, what it boils down to is that HSAs are only useful to
people who can *already* afford healthcare. They don't do much of anything to help people who can't... And HSAs just don't come close to solving that problem, although they *are* helpful to a limited segment of the population." Oh yes, I totally agree with you -- I don't support the HSAs at all; I just think it's ironic that Bush's, in effect, mimics some of the aspects of "socialized medicine" that he spends so much time bashing. Em baby boy, due Nov. 18 |
#170
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Vicky Bilaniuk wrote:
The trouble we seem to be running into in Ontario, at least, is a shortage of doctors. Also a problem in parts of the US. The reasons for the shortage: controls on the number of med students (the result of a political move to reduce costs, since the province pays a certain portion of each student's tuition), The state doesn't pay tuition, but the professional association pretty much does control the number of doctors in various specialties. incredibly high out of pocket tuition costs (tuition is still sky high despite what the province pays), Here too. no incentives to keep family doctors out in the boonies for longer than just a few years, Big problem here. and an unwillingness to work with doctors who have degrees from outside the province. (there are probably other reasons that I'm unaware of) Never hear of that being an issue here. Also, massive paperwork and backlogs that, together with the shortages, end up making long waiting lists for some procedures (treatment can be lightening fast in other situations, though - basically, just don't get a disease that everyone else has). There has also been some funny stuff done with the funding that normally goes to hospitals (increases one year, decreases the next, and so on - makes it hard for them to plan for the long term). We have a major issue with paperwork. The byzantine maze of insurance paperwork is causing dramatic increases in costs for doctors. They spend a lot of time handling referrals and figuring out rules and so forth. Most offices now have at least one person on staff who does *nothing* but handle insurance issues (more if it's a larger practice). That's a lot of money. Hospitals have entire teams. I think we're suffering from too much bureaucracy. With too much bureacracy comes too much waste, of course, as is always the case. We also have a problem with fraud. Just as there's a problem with fraud driving up insurance costs in the US, there's a problem with fraud wasting tax money here. What I mean by fraud is people getting treatment that they don't need, shady doctors doing things they shouldn't do, and so on. Our system would be much better off if we could do away with these problems, but I don't see how we'll ever be able to do that without sacrificing freedom. That is always the issue. We have some uneven treatment--insurance paying for things that are unnecessary and refusing to pay for proven treatments. And, of course, there's the bigger inequality of some people not having access to health care at all, which creates all sorts of havoc because they then end up costing far more money in other ways (by using emergency medical services, by ending up on public assistance, etc.) Best wishes, Ericka |
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