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#1
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Need help with credit reporting issue
Years back I found out about a daughter I never knew about. When the child
support order came through of course I owed back child support which was not a problem. Since I live in CO and the child lives in TN, my support order was set here in CO for TN. By law of course CO is reporting my balance to the credit companies. That is not a problem. The problem is TN is also doing it. It appears on my credit report as two different things when in turn it is not. I recall reading that federal law inidcates only the state with the order can report but I cannot find that info. Can anyone give me info on this or some links to find this info? |
#2
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TN initiated a UIFSA petition to the state of CO requesting establishment
of paternity and an order of support and full enforcement services. They then go into their system and code it so that credit reporting is turned off - a code like "AP-O" (absent parent out of state.) If this has not been done, then both TN and CO will report. You need to have your agency in CO contact TN and have TN report to the CBRs that they erroneously reported you to them. They will then remove the information in its entirety and CO will continue to report. Good luck! fj |
#3
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Information contained in credit reports cannot be duplicates of the
same debt and one must be removed from your credit report. Dispute the TN report stating that it is duplicating the CO debt. The reporting agency MUST remove it unless it finds this to be untrue... which it isn't. On Fri, 08 Apr 2005 14:56:22 -0400, "rederived" wrote: Years back I found out about a daughter I never knew about. When the child support order came through of course I owed back child support which was not a problem. Since I live in CO and the child lives in TN, my support order was set here in CO for TN. By law of course CO is reporting my balance to the credit companies. That is not a problem. The problem is TN is also doing it. It appears on my credit report as two different things when in turn it is not. I recall reading that federal law inidcates only the state with the order can report but I cannot find that info. Can anyone give me info on this or some links to find this info? |
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