girl known as Susan K., had been placed in more than 46 differentfoster homes, hospitals, shelters and other institutions while in DCF ( ChildProtective Services) care.

DCF Agrees To Settle Lawsuit
Bulk Of $10 Million To Help Mentally Ill
June 8, 2007
By COLIN POITRAS, Courant Staff Writer

http://www.courant.com/news/local/hc...eadlines-local

The state Department of Children and Families has agreed to spend $10
million over the next three years to improve services for mentally ill
children in foster care in order to settle a federal class action lawsuit.

The terms of the settlement were finalized on the final day of the state
legislative session Wednesday. The money for the expanded services is
expected to be included in the new two-year state spending plan
currently under negotiation at the Capitol.


As part of the settlement, DCF agreed to spend $3 million to improve
emergency mobile psychiatric services to help children in crisis before
they wind up in crowded hospital emergency rooms. Another $5.3 million
is earmarked for more comprehensive, community-based mental health services.

The remaining $1.7 million would cover the costs of a consultant to
oversee implementation of the settlement at an annual salary of up to
$175,000 a year, the plaintiffs' legal costs and other ancillary services.

The department also agreed to complete 43 new special therapeutic group
homes to serve 173 mentally ill youth currently languishing in costly
institutional care or foster homes.

"It is critically important for youth with mental health issues to learn
how to live in the community, rather than be warehoused in
institutions," said attorney Anne Louise Blanchard of Connecticut Legal
Services Inc. Blanchard served as the lead attorney in the case,
representing a class of approximately 2,000 mentally ill youth in need
of better care.

"This settlement will facilitate DCF's ability to meet these youths'
needs, reduce the amount of failed placements they experience, and, most
importantly, assist them in becoming successful after they leave state
care," Blanchard said.

The lawsuit was filed in March 2002. One of the original plaintiffs, a
girl known as Susan K., had been placed in more than 46 different foster
homes, hospitals, shelters and other institutions while in DCF care.

She never had a chance to learn how to live in the community, to attend
her local school or hold a job, Blanchard said. Susan K. is now
receiving services to help her with her rent, education and job
training, and is successfully living on her own and working part time.

Under state and federal law, DCF is required to provide a full range of
services for children in its care, Blanchard said. Those placed in
foster homes or long-term institutions have not had their therapeutic
needs met. Released into the community when they turn 18, many are
unable to care for themselves and wind up in hospitals, prisons and
shelters, Blanchard and other advocates said.

Brian Mattiello, chief of staff for DCF Commissioner-nominee Susan
Hamilton, said many of the improvements outlined in the settlement are
already taking place as part of the agency's initiatives to improve
children's access to mental health care.

"Many of these initiatives we already have in place," Mattiello said.
"They are very consistent with what we are doing."

Contact Colin Poitras at .






CURRENTLY CHILD PROTECTIVE SERVICES VIOLATES MORE CIVIL RIGHTS ON A
DAILY BASIS THEN ALL OTHER AGENCIES COMBINED INCLUDING THE NSA / CIA
WIRETAPPING PROGRAM....

CPS Does not protect children...
It is sickening how many children are subject to abuse, neglect and even
killed at the hands of Child Protective Services.

every parent should read this .pdf from
connecticut dcf watch...

http://www.connecticutdcfwatch.com/8x11.pdf

http://www.connecticutdcfwatch.com

Number of Cases per 100,000 children in the US
These numbers come from The National Center on
Child Abuse and Neglect in Washington. (NCCAN)
Recent numbers have increased significantly for CPS

*Perpetrators of Maltreatment*

Physical Abuse CPS 160, Parents 59
Sexual Abuse CPS 112, Parents 13
Neglect CPS 410, Parents 241
Medical Neglect CPS 14 Parents 12
Fatalities CPS 6.4, Parents 1.5

Imagine that, 6.4 children die at the hands of the very agencies that
are supposed to protect them and only 1.5 at the hands of parents per
100,000 children. CPS perpetrates more abuse, neglect, and sexual abuse
and kills more children then parents in the United States. If the
citizens of this country hold CPS to the same standards that they hold
parents too. No judge should ever put another child in the hands of ANY
government agency because CPS nationwide is guilty of more harm and
death than any human being combined. CPS nationwide is guilty of more
human rights violations and deaths of children then the homes from which
they were removed. When are the judges going to wake up and see that
they are sending children to their death and a life of abuse when
children are removed from safe homes based on the mere opinion of a
bunch of social workers.

BE SURE TO FIND OUT WHERE YOUR CANDIDATES STANDS ON THE ISSUE OF
REFORMING OR ABOLISHING CHILD PROTECTIVE SERVICES ("MAKE YOUR CANDIDATES
TAKE A STAND ON THIS ISSUE.") THEN REMEMBER TO VOTE ACCORDINGLY IF THEY
ARE "FAMILY UNFRIENDLY" IN THE NEXT ELECTION...

The CPS and Foster system bounced this kid 46 times
and Kane blames that on FUNDING?

The states already get huge funding through Medicaid
for almost every kid in the system.

Visit supervision is paid for with this.
Nevermind that the contract Social Worker is not actually a licensed
Social Worker.

""Therapy"" is similarly paid for this way, through
people who are not actually licensed therapists.

Hasn't this huge FUNDING arrangement been in place for over 30 years?


Kane wrote (in answer to Kane)
According to your lying accusations in your sig then,
CPS was remiss in not doing this without the money, right?

Or, you can explain to Greg that all human endeavors
need resources and CPS has been historically
chronically short funded for political pandering elected officials.


On Jun 8, 1:25 pm, fx wrote:
DCF Agrees To Settle Lawsuit
Bulk Of $10 Million To Help Mentally Ill
June 8, 2007
By COLIN POITRAS, Courant Staff Writer

http://www.courant.com/news/local/hc...tjun08,0,52764...

The state Department of Children and Families has agreed to spend $10
million over the next three years to improve services for mentally ill
children in foster care in order to settle a federal class action lawsuit.

The terms of the settlement were finalized on the final day of the state
legislative session Wednesday. The money for the expanded services is
expected to be included in the new two-year state spending plan
currently under negotiation at the Capitol.

As part of the settlement, DCF agreed to spend $3 million to improve
emergency mobile psychiatric services to help children in crisis before
they wind up in crowded hospital emergency rooms. Another $5.3 million
is earmarked for more comprehensive, community-based mental health services.

The remaining $1.7 million would cover the costs of a consultant to
oversee implementation of the settlement at an annual salary of up to
$175,000 a year, the plaintiffs' legal costs and other ancillary services.

The department also agreed to complete 43 new special therapeutic group
homes to serve 173 mentally ill youth currently languishing in costly
institutional care or foster homes.

"It is critically important for youth with mental health issues to learn
how to live in the community, rather than be warehoused in
institutions," said attorney Anne Louise Blanchard of Connecticut Legal
Services Inc. Blanchard served as the lead attorney in the case,
representing a class of approximately 2,000 mentally ill youth in need
of better care.

"This settlement will facilitate DCF's ability to meet these youths'
needs, reduce the amount of failed placements they experience, and, most
importantly, assist them in becoming successful after they leave state
care," Blanchard said.

The lawsuit was filed in March 2002. One of the original plaintiffs, a
girl known as Susan K., had been placed in more than 46 different foster
homes, hospitals, shelters and other institutions while in DCF care.

She never had a chance to learn how to live in the community, to attend
her local school or hold a job, Blanchard said. Susan K. is now
receiving services to help her with her rent, education and job
training, and is successfully living on her own and working part time.

Under state and federal law, DCF is required to provide a full range of
services for children in its care, Blanchard said. Those placed in
foster homes or long-term institutions have not had their therapeutic
needs met. Released into the community when they turn 18, many are
unable to care for themselves and wind up in hospitals, prisons and
shelters, Blanchard and other advocates said.

Brian Mattiello, chief of staff for DCF Commissioner-nominee Susan
Hamilton, said many of the improvements outlined in the settlement are
already taking place as part of the agency's initiatives to improve
children's access to mental health care.

"Many of these initiatives we already have in place," Mattiello said.
"They are very consistent with what we are doing."

Contact Colin Poitras at .

CURRENTLY CHILD PROTECTIVE SERVICES VIOLATES MORE CIVIL RIGHTS ON A
DAILY BASIS THEN ALL OTHER AGENCIES COMBINED INCLUDING THE NSA / CIA
WIRETAPPING PROGRAM....

CPS Does not protect children...
It is sickening how many children are subject to abuse, neglect and even
killed at the hands of Child Protective Services.

every parent should read this .pdf from
connecticut dcf watch...

http://www.connecticutdcfwatch.com/8x11.pdf

http://www.connecticutdcfwatch.com

Number of Cases per 100,000 children in the US
These numbers come from The National Center on
Child Abuse and Neglect in Washington. (NCCAN)
Recent numbers have increased significantly for CPS

*Perpetrators of Maltreatment*

Physical Abuse CPS 160, Parents 59
Sexual Abuse CPS 112, Parents 13
Neglect CPS 410, Parents 241
Medical Neglect CPS 14 Parents 12
Fatalities CPS 6.4, Parents 1.5

Imagine that, 6.4 children die at the hands of the very agencies that
are supposed to protect them and only 1.5 at the hands of parents per
100,000 children. CPS perpetrates more abuse, neglect, and sexual abuse
and kills more children then parents in the United States. If the
citizens of this country hold CPS to the same standards that they hold
parents too. No judge should ever put another child in the hands of ANY
government agency because CPS nationwide is guilty of more harm and
death than any human being combined. CPS nationwide is guilty of more
human rights violations and deaths of children then the homes from which
they were removed. When are the judges going to wake up and see that
they are sending children to their death and a life of abuse when
children are removed from safe homes based on the mere opinion of a
bunch of social workers.

BE SURE TO FIND OUT WHERE YOUR CANDIDATES STANDS ON THE ISSUE OF
REFORMING OR ABOLISHING CHILD PROTECTIVE SERVICES ("MAKE YOUR CANDIDATES
TAKE A STAND ON THIS ISSUE.") THEN REMEMBER TO VOTE ACCORDINGLY IF THEY
ARE "FAMILY UNFRIENDLY" IN THE NEXT ELECTION...

Kane, Your self serving defense of a BUREAUCRACY is funny!
Keep trying to portray bureaucrats as noble, almost heroic!
Hahahaha
You might have better luck painting MOBSTERS as noble people!


On Jun 8, 9:53 pm, "0:-]" wrote:
On Fri, 08 Jun 2007 17:59:47 -0700, Greegor
wrote:

The CPS and Foster system bounced this kid 46 times
and Kane blames that on FUNDING?

Yes.

Why do you think they moved her? Malice with intent?

The states already get huge funding through Medicaid
for almost every kid in the system.

Bull ****.

They must prove that the child is below a set point for family income
to qualify. You silly ****s don't know a damn thing if it might
interfere with your sick biases.

In several states they got in trouble for tapping Medicaid without
even first investigating whether the kids had medical insurance
through one parents work place.

Clearly they didn't prove what you say they did.

Sick biases? Take it up with the Federal Judge!



Visit supervision is paid for with this.
Nevermind that the contract Social Worker is not actually a licensed
Social Worker.

Okay, I'll never mind it. Since it's disconnected from the sentence it
is partnered with.

And visit supervision is not required to be done by a "social worker."

When they go into COURT calling themselves one?

""Therapy"" is similarly paid for this way, through
people who are not actually licensed therapists.

Bull****. They cannot bill unless they hold at least a master's degree
from an accredited university.

Iowa requires a license to be a therapist.
Do you think Medicaid doesn't require that a therapist be licensed
in a state that licenses therapists?
Misuse of Federal Funds.



Hasn't this huge FUNDING arrangement been in place for over 30 years?

Yes, but it isn't huge. It's always been, in comparison to other
programs, such as highway and road maintenance, a pittance.

You are lying, as usual, Greg. And think it's your "opinion."

You've had much of this explained to you over the years.

CPS was from its inception, a stepchild agency. And it's only progress
has been into "political football" status. Without commensurate
funding for the job it's required to do.

0:]





Kane wrote (in answer to Kane)
According to your lying accusations in your sig then,
CPS was remiss in not doing this without the money, right?

Or, you can explain to Greg that all human endeavors
need resources and CPS has been historically
chronically short funded for political pandering elected officials.

On Jun 8, 1:25 pm, fx wrote:
DCF Agrees To Settle Lawsuit
Bulk Of $10 Million To Help Mentally Ill
June 8, 2007
By COLIN POITRAS, Courant Staff Writer

http://www.courant.com/news/local/hc...tjun08,0,52764...

The state Department of Children and Families has agreed to spend $10
million over the next three years to improve services for mentally ill
children in foster care in order to settle a federal class action lawsuit.

The terms of the settlement were finalized on the final day of the state
legislative session Wednesday. The money for the expanded services is
expected to be included in the new two-year state spending plan
currently under negotiation at the Capitol.

As part of the settlement, DCF agreed to spend $3 million to improve
emergency mobile psychiatric services to help children in crisis before
they wind up in crowded hospital emergency rooms. Another $5.3 million
is earmarked for more comprehensive, community-based mental health services.

The remaining $1.7 million would cover the costs of a consultant to
oversee implementation of the settlement at an annual salary of up to
$175,000 a year, the plaintiffs' legal costs and other ancillary services.

The department also agreed to complete 43 new special therapeutic group
homes to serve 173 mentally ill youth currently languishing in costly
institutional care or foster homes.

"It is critically important for youth with mental health issues to learn
how to live in the community, rather than be warehoused in
institutions," said attorney Anne Louise Blanchard of Connecticut Legal
Services Inc. Blanchard served as the lead attorney in the case,
representing a class of approximately 2,000 mentally ill youth in need
of better care.

"This settlement will facilitate DCF's ability to meet these youths'
needs, reduce the amount of failed placements they experience, and, most
importantly, assist them in becoming successful after they leave state
care," Blanchard said.

The lawsuit was filed in March 2002. One of the original plaintiffs, a
girl known as Susan K., had been placed in more than 46 different foster
homes, hospitals, shelters and other institutions while in DCF care.

She never had a chance to learn how to live in the community, to attend
her local school or hold a job, Blanchard said. Susan K. is now
receiving services to help her with her rent, education and job
training, and is successfully living on her own and working part time.

Under state and federal law, DCF is required to provide a full range of
services for children in its care, Blanchard said. Those placed in
foster homes or long-term institutions have not had their therapeutic
needs met. Released into the community when they turn 18, many are
unable to care for themselves and wind up in hospitals, prisons and
shelters, Blanchard and other advocates said.

Brian Mattiello, chief of staff for DCF Commissioner-nominee Susan
Hamilton, said many of the improvements outlined in the settlement are
already taking place as part of the agency's initiatives to improve
children's access to mental health care.

"Many of these initiatives we already have in place," Mattiello said.
"They are very consistent with what we are doing."

Contact Colin Poitras at .

CURRENTLY CHILD PROTECTIVE SERVICES VIOLATES MORE CIVIL RIGHTS ON A
DAILY BASIS THEN ALL OTHER AGENCIES COMBINED INCLUDING THE NSA / CIA
WIRETAPPING PROGRAM....

CPS Does not protect children...
It is sickening how many children are subject to abuse, neglect and even
killed at the hands of Child Protective Services.

every parent should read this .pdf from
connecticut dcf watch...

http://www.connecticutdcfwatch.com/8x11.pdf

http://www.connecticutdcfwatch.com

Number of Cases per 100,000 children in the US
These numbers come from The National Center on
Child Abuse and Neglect in Washington. (NCCAN)
Recent numbers have increased significantly for CPS

*Perpetrators of Maltreatment*

Physical Abuse CPS 160, Parents 59
Sexual Abuse CPS 112, Parents 13
Neglect CPS 410, Parents 241
Medical Neglect CPS 14 Parents 12
Fatalities CPS 6.4, Parents 1.5

Imagine that, 6.4 children die at the hands of the very agencies that
are supposed to protect them and only 1.5 at the hands of parents per
100,000 children. CPS perpetrates more abuse, neglect, and sexual abuse
and kills more children then parents in the United States. If the
citizens of this country hold CPS to the same standards that they hold
parents too. No judge should ever put another child in the hands of ANY
government agency because CPS nationwide is guilty of more harm and
death than any human being combined. CPS nationwide is guilty of more
human rights violations and deaths of children then the homes from which
they were removed. When are the judges going to wake up and see that
they are sending children to their death and a life of abuse when
children are removed from safe homes based on the mere opinion of a
bunch of social workers.

BE SURE TO FIND OUT WHERE YOUR CANDIDATES STANDS ON THE ISSUE OF
REFORMING OR ABOLISHING CHILD PROTECTIVE SERVICES ("MAKE YOUR CANDIDATES
TAKE A STAND ON THIS ISSUE.") THEN REMEMBER TO VOTE ACCORDINGLY IF THEY
ARE "FAMILY UNFRIENDLY" IN THE NEXT ELECTION

On Jun 9, 1:50 am, "0:-]" wrote:
On Fri, 08 Jun 2007 22:49:01 -0700, Greegor
wrote:

Kane, Your self serving defense of a BUREAUCRACY is funny!

I have no investment in bureaucracy for myself, Greg.

And yet you recently posted propaganda from AFSCME and CWLA.

Nor am I defending it.

Keep trying to portray bureaucrats as noble, almost heroic!

Describing their assigned duties is not claiming they are nobel or
heroic. But they do work YOU could not.

Hahahaha

Laughing past the graveyard?

You might have better luck painting MOBSTERS as noble people!

I wouldn't attempt to do that, nor to paint the folks you refer to as
noble either. But, Greg, they do work you could not.

You made a series of claims. You do NOT provide proof.

I asked you questions. You do not answer.

I love the way it offends your Megalomania.

Why, for instance did you ignore my question asking you WHY they would
move a child so many times?

I've discussed the very thing, and why it happens, in ascps, Greg, and
I believe it was with you.

And still you presume, as the ignorant will, that CPS has sole control
over when a child is moved.

Dependancy court exists to serve CPS.

Just a short list from my longer one some years back:

A judge can order a move to accommodate the bio parents transportation
issues.

A child can run away, and the foster family not want the child to
return.

A foster family can ask for a removal for a number of very valid
reasons.
...they child isn't manageable by them
...the child presents a risk to others, or another child in the home
presents a risk to the child they wish moved
...a judge orders the child back to the parents, the reunification
fails and the child is again placed out of home...there is even USDHHS
data on this one
...the child makes an abuse allegation against the foster parents (it
doesn't even have to be true...they will be taken out of the home if
the allegation is credible).
...the child is placed in a treatment or rehabilitation setting for a
period of time (Yes, it is a move and must be counted as such)
...the original placement was temporary while preparing to place the
child with a foster family more suitable (they are full, but a child
is leaving in a few weeks, or less)


"Are you getting the picture how the real world works?"

Coming from bureaucrats and their suckups? Funny!


On Jun 8, 9:53 pm, "0:-]" wrote:
On Fri, 08 Jun 2007 17:59:47 -0700, Greegor
wrote:

The CPS and Foster system bounced this kid 46 times
and Kane blames that on FUNDING?

Yes.

Why do you think they moved her? Malice with intent?

The states already get huge funding through Medicaid
for almost every kid in the system.

Bull ****.

They must prove that the child is below a set point for family income
to qualify. You silly ****s don't know a damn thing if it might
interfere with your sick biases.

In several states they got in trouble for tapping Medicaid without
even first investigating whether the kids had medical insurance
through one parents work place.

Mmmm...you are proving my point.

Clearly they didn't prove what you say they did.

I didn't say the proved anything. I said what you just pointed out
that they failed to do so. My statement was: "They must prove..."

Not, "The proved."

Can't you keep track of where you are going?

Sick biases? Take it up with the Federal Judge!

Do they share your sick biases?

Visit supervision is paid for with this.
Nevermind that the contract Social Worker is not actually a licensed
Social Worker.

Okay, I'll never mind it. Since it's disconnected from the sentence it
is partnered with.

And visit supervision is not required to be done by a "social worker."

When they go into COURT calling themselves one?

Who is this they? The worker doing the visitation supervision?

I just told you they do not have to be, though on occasion actual
caseworkers DO visitation supervision to do observations.

Common run of the mill visitations are done by social service aides.

And they do not claim they are social workers.

""Therapy"" is similarly paid for this way, through
people who are not actually licensed therapists.

Bull****. They cannot bill unless they hold at least a master's degree
from an accredited university.

Iowa requires a license to be a therapist.
Do you think Medicaid doesn't require that a therapist be licensed
in a state that licenses therapists?
Misuse of Federal Funds.

Show the cases, Greg.

I didn't say there was NO incorrect billing. I said what the law says
in most states.

You cannot bill medicaid if you do not have, as a therapist, the
proper credentials. For counseling, it must be a master's or higher.

And you still ignore my request to provide better answers for the
services needed.

My solution is to properly fund for those services, and I am agreed
with by experts in the field.

You cannot get high quality practice from low paid poorly educated
professionals.

The state gets what they pay for. In fact, often they get better than
they pay for.

Do some more silly dodging. I like to watch you try to emulate Doan.

0:]





Hasn't this huge FUNDING arrangement been in place for over 30 years?

Yes, but it isn't huge. It's always been, in comparison to other
programs, such as highway and road maintenance, a pittance.

You are lying, as usual, Greg. And think it's your "opinion."

You've had much of this explained to you over the years.

CPS was from its inception, a stepchild agency. And it's only progress
has been into "political football" status. Without commensurate
funding for the job it's required to do.

0:]

Kane wrote (in answer to Kane)
According to your lying accusations in your sig then,
CPS was remiss in not doing this without the money, right?

Or, you can explain to Greg that all human endeavors
need resources and CPS has been historically
chronically short funded for political pandering elected officials.

On Jun 8, 1:25 pm, fx wrote:
DCF Agrees To Settle Lawsuit
Bulk Of $10 Million To Help Mentally Ill
June 8, 2007
By COLIN POITRAS, Courant Staff Writer

http://www.courant.com/news/local/hc...tjun08,0,52764...

The state Department of Children and Families has agreed to spend $10
million over the next three years to improve services for mentally ill
children in foster care in order to settle a federal class action lawsuit.

The terms of the settlement were finalized on the final day of the state
legislative session Wednesday. The money for the expanded services is
expected to be included in the new two-year state spending plan
currently under negotiation at the Capitol.

As part of the settlement, DCF agreed to spend $3 million to improve
emergency mobile psychiatric services to help children in crisis before
they wind up in crowded hospital emergency rooms. Another $5.3 million
is earmarked for more comprehensive, community-based mental health services.

The remaining $1.7 million would cover the costs of a consultant to
oversee implementation of the settlement at an annual salary of up to
$175,000 a year, the plaintiffs' legal costs and other ancillary services.

The department also agreed to complete 43 new special therapeutic group
homes to serve 173 mentally ill youth currently languishing in costly
institutional care or foster homes.

"It is critically important for youth with mental health issues to learn
how to live in the community, rather than be warehoused in
institutions," said attorney Anne Louise Blanchard of Connecticut Legal
Services Inc. Blanchard served as the lead attorney in the case,
representing a class of approximately 2,000 mentally ill youth in need
of better care.

"This settlement will facilitate DCF's ability to meet these youths'
needs, reduce the amount of failed placements they experience, and, most
importantly, assist them in becoming successful after they leave state
care," Blanchard said.

The lawsuit was filed in March 2002. One of the original plaintiffs, a
girl known as Susan K., had been placed in more than 46 different foster
homes, hospitals, shelters and other institutions while in DCF care.

She never had a chance to learn how to live in the community, to attend
her local school or hold a job, Blanchard said. Susan K. is now
receiving services to help her with her rent, education and job
training, and is successfully living on her own and working part time.

Under state and federal law, DCF is required to provide a full range of
services for children in its care, Blanchard said. Those placed in
foster homes or long-term institutions have not had their therapeutic
needs met. Released into the community when they turn 18, many are
unable to care for themselves and wind up in hospitals, prisons and
shelters, Blanchard and other advocates said.

Brian Mattiello, chief of staff for DCF Commissioner-nominee Susan
Hamilton, said many of the improvements outlined in the settlement are
already taking place as part of the agency's initiatives to improve
children's access to mental health care.

"Many of these initiatives we already have in place," Mattiello said.
"They are very consistent with what we are doing."

Contact Colin Poitras at .

CURRENTLY CHILD PROTECTIVE SERVICES VIOLATES MORE CIVIL RIGHTS ON A
DAILY BASIS THEN ALL OTHER AGENCIES COMBINED INCLUDING THE NSA / CIA
WIRETAPPING PROGRAM....

CPS Does not protect children...
It is sickening how many children are subject to abuse, neglect and even
killed at the hands of Child Protective Services.

every parent should read this .pdf from

...

read more »- Hide quoted text -

- Show quoted text -- Hide quoted text -

- Show quoted text -

"Money grows with money"

What is the point of working your whole life to EARN or WORK for
money, when there is no need to? Why not learn about how money works
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