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#1
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
Dear (representative's name here),
I am writing because I am concerned about the bill you support called The Child Support Enforcement Act of 2005 (H.R. 4233). As a custodial parent whom has had to support my children fully at times due to unpaid child support, I urge you to read said bill (again) thoroughly and consider the potential complications and injustice this bill would cause if it becomes a law. As I understand the bill, the following are true: 1) The unpaid portion of court ordered child support, on an annual basis, would be considered taxable income to the non-custodial parent without regard for taxes already paid on those same dollars. 2) The custodial parent would receive a credit (versus an adjustment of income) for the total amount of the difference. 3) Unpaid child support must be equal to 50% or more of the annual award to be considered for this credit. 4) There is no adjustment if child support is subsequently paid, either for the non-custodial parent or to the custodial parent. Although I suspect the "target" in this pursuit are the truly despicable, those with ample ability to pay who don't, "throwing a net" this wide is bound to cause consequences which are quite expensive, unintended, and unjust. Let's first take a look at how this will increase government spending dramatically and, perhaps, unnecessarily. Since our tax structure "tops out" at 35%, we can assume that any taxes collected will be between 0% and 35% of the unpaid child support; however, the custodial parent would be claiming a credit (versus an adjustment to income) for 100% of the unpaid support. This will result in between 65% to 100% of qualified unpaid child support to be borne by the taxpayers for which would never be recouped, even if the child support is paid later. As a taxpayer, I object. Furthermore, as a taxpayer who is a custodial parent who has experienced delinquent child support, but just shy of the 50% mark which would qualify for a credit, I object to any taxation that causes me to subsidize yet another non-custodial parent's nonpayment. I already subsidize my ex's nonpayment as well as any welfare programs currently in place. Although delinquent child support has varying reasons behind it, it is most often the result of an inability for the non-custodial parent to comply given that child support is a) not adjusted regularly to allow for a change in circumstances, b) often derived from an income figure (imputed income) which does not allow for any changes in the economy, and c) does not take into account any pre-existing children (to include those younger, but known about before knowledge of the older child exists) and their needs. Taxing such an individual on an inability to pay would only compound the problem. The non-custodial parent may even send less in order to ensure there is enough to cover taxes. Those who actively evade responsibility, which I suspect is the "target group," often hide income and may have no reported earnings except the child support delinquency. In this case, exemptions and deductions can exceed the child support obligation, making none of it taxable. If they do have income on which taxes are paid, there are already methods in place (wage withholding, income tax refund interception, bank account/asset seizure) which serve the purpose of collecting delinquent child support. On the surface, it appears as though the bill is an attempt to ensure that every child has adequate support; however, those with less than adequate support come from families which most likely qualify for at least some welfare benefits. This bill can essentially cause one who is ineligible for welfare benefits become eligible for government benefits… just under the guise of a credit on taxes. In fact, those who make more can receive more. There also exists the potential for collusion in order to receive government money. If the parents agree, the non-custodial parent can pay nothing in child support and then be held liable for as little as 10% of it at tax time while the custodial parent may receive the full amount of child support ordered as a credit on a tax return. Because collections on arrearages in child support need a complaining custodial parent, who will force the custodial parent to complain? It is my opinion that, while the intent of the bill may be good, it is quite badly written and has no checks and balances. It has no provision that subsequently received arrearages be paid back and causes a non-custodial parent who is temporarily suffering financial problems to also suffer being taxed on the same money twice. There are so many other things which could better help the problem and, if we involve the IRS at all, it should be in the form of adjusting the ability of parents to claim partial dependents based upon level of support (i.e. the more a non-custodial parent contributes the better the tax situation). Accountability showing child support actually being spent on the child would go a long way toward making those who actively evade responsibility to reconsider. Immediate adjustments based upon change in circumstances would eliminate the potential for an inability to pay based upon orders which took a higher income into account that can no longer be earned in the given economy. Children of both parents, if knowledge of existence precedes child support orders, should be given a credit which allows for the care of these children (in my own circumstances, my eldest son, whom I supported myself, was never a consideration when establishing what I had in order to support my subsequent two children). The system, as it stands, is broken and this bill, if enacted into law, can cause something that is broken to become completely demolished. "Broken" can be fixed, but one needs to be willing to put forth the effort to fix it. I'd find it much more appealing to take the millions of dollars this will cost the taxpayers to establish a better system. One in which both parents can feel is just. Beverly |
#2
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
Okay in reading the first bit of the statement I'm having trouble
understanding why this is an unfair law. To me it makes sense... Created in an effort to have NCP pay the child support owed, there needs to be a better system of collection. Jailing people for not paying support makes little sense as while they are in jail, they are not capable of earning income, and therefore will go further into debt. Seems the honor system for some people is not working, or laws like this would not be created in the first place. People who pay their child support like they are supposed to, will never have need to have this law enforced. As it sounds like there is a grace period in place in the law to allow parties to make up the difference. I think what you need to target is the amount of actual support a person is responsible in paying. There needs to be 1 uniform system in place that everyone will fall under. No more of this just because you make 100,000 a year you gotta pay alot more % wise then somone who only makes 40,000 a year. My suggestion, and I've had yet to hear any real arguments against it, is set 1 uniform percentage that all pay. I suggest an amount of about 30% of the NCP's take home income as calculated by his/her last tax return. And on the lower end of the income scale the 30% idea won't work I know. There would have to be a min income before then 30% could be applied.. where that line is drawn is up for debate, but I'm sure if people put their heads together they would be able to figure something out. The method in which Child Support is collected needs to be changed, and this idea of making it a Tax Credit for the CP makes alot of sense, as it would take alot of the guess work out of when they are going to get the money... And then if the NCP refuses to pay the taxes owed they can deal with the Gov directly. SpiderHam77 |
#3
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
"Beverly" wrote in message ... Dear (representative's name here), I am writing because I am concerned about the bill you support called The Child Support Enforcement Act of 2005 (H.R. 4233). As a custodial parent whom has had to support my children fully at times due to unpaid child support, I urge you to read said bill (again) thoroughly and consider the potential complications and injustice this bill would cause if it becomes a law. As I understand the bill, the following are true: 1) The unpaid portion of court ordered child support, on an annual basis, would be considered taxable income to the non-custodial parent without regard for taxes already paid on those same dollars. 2) The custodial parent would receive a credit (versus an adjustment of income) for the total amount of the difference. 3) Unpaid child support must be equal to 50% or more of the annual award to be considered for this credit. 4) There is no adjustment if child support is subsequently paid, either for the non-custodial parent or to the custodial parent. Although I suspect the "target" in this pursuit are the truly despicable, those with ample ability to pay who don't, "throwing a net" this wide is bound to cause consequences which are quite expensive, unintended, and unjust. Let's first take a look at how this will increase government spending dramatically and, perhaps, unnecessarily. Since our tax structure "tops out" at 35%, we can assume that any taxes collected will be between 0% and 35% of the unpaid child support; however, the custodial parent would be claiming a credit (versus an adjustment to income) for 100% of the unpaid support. This will result in between 65% to 100% of qualified unpaid child support to be borne by the taxpayers for which would never be recouped, even if the child support is paid later. As a taxpayer, I object. Furthermore, as a taxpayer who is a custodial parent who has experienced delinquent child support, but just shy of the 50% mark which would qualify for a credit, I object to any taxation that causes me to subsidize yet another non-custodial parent's nonpayment. I already subsidize my ex's nonpayment as well as any welfare programs currently in place. Although delinquent child support has varying reasons behind it, it is most often the result of an inability for the non-custodial parent to comply given that child support is a) not adjusted regularly to allow for a change in circumstances, b) often derived from an income figure (imputed income) which does not allow for any changes in the economy, and c) does not take into account any pre-existing children (to include those younger, but known about before knowledge of the older child exists) and their needs. Taxing such an individual on an inability to pay would only compound the problem. The non-custodial parent may even send less in order to ensure there is enough to cover taxes. Those who actively evade responsibility, which I suspect is the "target group," often hide income and may have no reported earnings except the child support delinquency. In this case, exemptions and deductions can exceed the child support obligation, making none of it taxable. If they do have income on which taxes are paid, there are already methods in place (wage withholding, income tax refund interception, bank account/asset seizure) which serve the purpose of collecting delinquent child support. On the surface, it appears as though the bill is an attempt to ensure that every child has adequate support; however, those with less than adequate support come from families which most likely qualify for at least some welfare benefits. This bill can essentially cause one who is ineligible for welfare benefits become eligible for government benefits. just under the guise of a credit on taxes. In fact, those who make more can receive more. There also exists the potential for collusion in order to receive government money. If the parents agree, the non-custodial parent can pay nothing in child support and then be held liable for as little as 10% of it at tax time while the custodial parent may receive the full amount of child support ordered as a credit on a tax return. Because collections on arrearages in child support need a complaining custodial parent, who will force the custodial parent to complain? It is my opinion that, while the intent of the bill may be good, it is quite badly written and has no checks and balances. It has no provision that subsequently received arrearages be paid back and causes a non-custodial parent who is temporarily suffering financial problems to also suffer being taxed on the same money twice. There are so many other things which could better help the problem and, if we involve the IRS at all, it should be in the form of adjusting the ability of parents to claim partial dependents based upon level of support (i.e. the more a non-custodial parent contributes the better the tax situation). Accountability showing child support actually being spent on the child would go a long way toward making those who actively evade responsibility to reconsider. Immediate adjustments based upon change in circumstances would eliminate the potential for an inability to pay based upon orders which took a higher income into account that can no longer be earned in the given economy. Children of both parents, if knowledge of existence precedes child support orders, should be given a credit which allows for the care of these children (in my own circumstances, my eldest son, whom I supported myself, was never a consideration when establishing what I had in order to support my subsequent two children). The system, as it stands, is broken and this bill, if enacted into law, can cause something that is broken to become completely demolished. "Broken" can be fixed, but one needs to be willing to put forth the effort to fix it. I'd find it much more appealing to take the millions of dollars this will cost the taxpayers to establish a better system. One in which both parents can feel is just. Why not keep it simple? Tell them family law is a state's right issue and the federal government needs to butt out. The IRS trampling all over any state's discretionary decisions makes the problem worse, not better. |
#4
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
On 24 Dec 2005 13:22:34 -0800, "SpiderHam77"
wrote: Okay in reading the first bit of the statement I'm having trouble understanding why this is an unfair law. To me it makes sense... Created in an effort to have NCP pay the child support owed, there needs to be a better system of collection. Jailing people for not paying support makes little sense as while they are in jail, they are not capable of earning income, and therefore will go further into debt. Seems the honor system for some people is not working, or laws like this would not be created in the first place. People who pay their child support like they are supposed to, will never have need to have this law enforced. As it sounds like there is a grace period in place in the law to allow parties to make up the difference. Some people pay as much as they possibly can and survive on ramen noodles and can still fall short, depending on the circumstances. I think what you need to target is the amount of actual support a person is responsible in paying. There needs to be 1 uniform system in place that everyone will fall under. No more of this just because you make 100,000 a year you gotta pay alot more % wise then somone who only makes 40,000 a year. My suggestion, and I've had yet to hear any real arguments against it, is set 1 uniform percentage that all pay. I suggest an amount of about 30% of the NCP's take home income as calculated by his/her last tax return. Okay, so a non-custodial parent who worked much overtime is laid off at the end of the year. The parent may not even receive 30% of what was made last year, let alone be able to pay it. And on the lower end of the income scale the 30% idea won't work I know. There would have to be a min income before then 30% could be applied.. where that line is drawn is up for debate, but I'm sure if people put their heads together they would be able to figure something out. The method in which Child Support is collected needs to be changed, and this idea of making it a Tax Credit for the CP makes alot of sense, as it would take alot of the guess work out of when they are going to get the money... And then if the NCP refuses to pay the taxes owed they can deal with the Gov directly. SpiderHam77 Beverly |
#5
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
Understood, Bob, but these are politicians and they need to see how it
can affect them at the next election. I am going on a presumption that no one wants tax dollars going to, say, a woman who makes $50,000 per year but can't rape her ex, who makes $15,000 a year (but imputed at $30,000 a year), in the name of collecting child support. On Sat, 24 Dec 2005 21:44:47 GMT, "Bob Whiteside" wrote: "Beverly" wrote in message .. . Dear (representative's name here), I am writing because I am concerned about the bill you support called The Child Support Enforcement Act of 2005 (H.R. 4233). As a custodial parent whom has had to support my children fully at times due to unpaid child support, I urge you to read said bill (again) thoroughly and consider the potential complications and injustice this bill would cause if it becomes a law. As I understand the bill, the following are true: 1) The unpaid portion of court ordered child support, on an annual basis, would be considered taxable income to the non-custodial parent without regard for taxes already paid on those same dollars. 2) The custodial parent would receive a credit (versus an adjustment of income) for the total amount of the difference. 3) Unpaid child support must be equal to 50% or more of the annual award to be considered for this credit. 4) There is no adjustment if child support is subsequently paid, either for the non-custodial parent or to the custodial parent. Although I suspect the "target" in this pursuit are the truly despicable, those with ample ability to pay who don't, "throwing a net" this wide is bound to cause consequences which are quite expensive, unintended, and unjust. Let's first take a look at how this will increase government spending dramatically and, perhaps, unnecessarily. Since our tax structure "tops out" at 35%, we can assume that any taxes collected will be between 0% and 35% of the unpaid child support; however, the custodial parent would be claiming a credit (versus an adjustment to income) for 100% of the unpaid support. This will result in between 65% to 100% of qualified unpaid child support to be borne by the taxpayers for which would never be recouped, even if the child support is paid later. As a taxpayer, I object. Furthermore, as a taxpayer who is a custodial parent who has experienced delinquent child support, but just shy of the 50% mark which would qualify for a credit, I object to any taxation that causes me to subsidize yet another non-custodial parent's nonpayment. I already subsidize my ex's nonpayment as well as any welfare programs currently in place. Although delinquent child support has varying reasons behind it, it is most often the result of an inability for the non-custodial parent to comply given that child support is a) not adjusted regularly to allow for a change in circumstances, b) often derived from an income figure (imputed income) which does not allow for any changes in the economy, and c) does not take into account any pre-existing children (to include those younger, but known about before knowledge of the older child exists) and their needs. Taxing such an individual on an inability to pay would only compound the problem. The non-custodial parent may even send less in order to ensure there is enough to cover taxes. Those who actively evade responsibility, which I suspect is the "target group," often hide income and may have no reported earnings except the child support delinquency. In this case, exemptions and deductions can exceed the child support obligation, making none of it taxable. If they do have income on which taxes are paid, there are already methods in place (wage withholding, income tax refund interception, bank account/asset seizure) which serve the purpose of collecting delinquent child support. On the surface, it appears as though the bill is an attempt to ensure that every child has adequate support; however, those with less than adequate support come from families which most likely qualify for at least some welfare benefits. This bill can essentially cause one who is ineligible for welfare benefits become eligible for government benefits. just under the guise of a credit on taxes. In fact, those who make more can receive more. There also exists the potential for collusion in order to receive government money. If the parents agree, the non-custodial parent can pay nothing in child support and then be held liable for as little as 10% of it at tax time while the custodial parent may receive the full amount of child support ordered as a credit on a tax return. Because collections on arrearages in child support need a complaining custodial parent, who will force the custodial parent to complain? It is my opinion that, while the intent of the bill may be good, it is quite badly written and has no checks and balances. It has no provision that subsequently received arrearages be paid back and causes a non-custodial parent who is temporarily suffering financial problems to also suffer being taxed on the same money twice. There are so many other things which could better help the problem and, if we involve the IRS at all, it should be in the form of adjusting the ability of parents to claim partial dependents based upon level of support (i.e. the more a non-custodial parent contributes the better the tax situation). Accountability showing child support actually being spent on the child would go a long way toward making those who actively evade responsibility to reconsider. Immediate adjustments based upon change in circumstances would eliminate the potential for an inability to pay based upon orders which took a higher income into account that can no longer be earned in the given economy. Children of both parents, if knowledge of existence precedes child support orders, should be given a credit which allows for the care of these children (in my own circumstances, my eldest son, whom I supported myself, was never a consideration when establishing what I had in order to support my subsequent two children). The system, as it stands, is broken and this bill, if enacted into law, can cause something that is broken to become completely demolished. "Broken" can be fixed, but one needs to be willing to put forth the effort to fix it. I'd find it much more appealing to take the millions of dollars this will cost the taxpayers to establish a better system. One in which both parents can feel is just. Why not keep it simple? Tell them family law is a state's right issue and the federal government needs to butt out. The IRS trampling all over any state's discretionary decisions makes the problem worse, not better. Beverly |
#6
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
"SpiderHam77" wrote in message oups.com... Okay in reading the first bit of the statement I'm having trouble understanding why this is an unfair law. To me it makes sense... Created in an effort to have NCP pay the child support owed, there needs to be a better system of collection. Jailing people for not paying support makes little sense as while they are in jail, they are not capable of earning income, and therefore will go further into debt. Seems the honor system for some people is not working, or laws like this would not be created in the first place. People who pay their child support like they are supposed to, will never have need to have this law enforced. As it sounds like there is a grace period in place in the law to allow parties to make up the difference. I think what you need to target is the amount of actual support a person is responsible in paying. There needs to be 1 uniform system in place that everyone will fall under. No more of this just because you make 100,000 a year you gotta pay alot more % wise then somone who only makes 40,000 a year. My suggestion, and I've had yet to hear any real arguments against it, is set 1 uniform percentage that all pay. I suggest an amount of about 30% of the NCP's take home income as calculated by his/her last tax return. And on the lower end of the income scale the 30% idea won't work I know. There would have to be a min income before then 30% could be applied.. where that line is drawn is up for debate, but I'm sure if people put their heads together they would be able to figure something out. The method in which Child Support is collected needs to be changed, and this idea of making it a Tax Credit for the CP makes alot of sense, as it would take alot of the guess work out of when they are going to get the money... And then if the NCP refuses to pay the taxes owed they can deal with the Gov directly. SpiderHam77 |
#7
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
30% of take home? Why? That's a big chunk of money!! We have 2 children
at home. Are you saying that nearly 1/3 of my husaband's check should go to support 1 child (who lives with her mother)--while the 4 of us live on the rest? Why on earth do you think that is fair? It's hard enough to get by with 20% of his pay + arrearages being taken. "SpiderHam77" wrote in message oups.com... Okay in reading the first bit of the statement I'm having trouble understanding why this is an unfair law. To me it makes sense... Created in an effort to have NCP pay the child support owed, there needs to be a better system of collection. Jailing people for not paying support makes little sense as while they are in jail, they are not capable of earning income, and therefore will go further into debt. Seems the honor system for some people is not working, or laws like this would not be created in the first place. People who pay their child support like they are supposed to, will never have need to have this law enforced. As it sounds like there is a grace period in place in the law to allow parties to make up the difference. I think what you need to target is the amount of actual support a person is responsible in paying. There needs to be 1 uniform system in place that everyone will fall under. No more of this just because you make 100,000 a year you gotta pay alot more % wise then somone who only makes 40,000 a year. My suggestion, and I've had yet to hear any real arguments against it, is set 1 uniform percentage that all pay. I suggest an amount of about 30% of the NCP's take home income as calculated by his/her last tax return. And on the lower end of the income scale the 30% idea won't work I know. There would have to be a min income before then 30% could be applied.. where that line is drawn is up for debate, but I'm sure if people put their heads together they would be able to figure something out. The method in which Child Support is collected needs to be changed, and this idea of making it a Tax Credit for the CP makes alot of sense, as it would take alot of the guess work out of when they are going to get the money... And then if the NCP refuses to pay the taxes owed they can deal with the Gov directly. SpiderHam77 |
#8
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
"teachrmama" wrote in message ... 30% of take home? Why? That's a big chunk of money!! We have 2 children at home. Are you saying that nearly 1/3 of my husaband's check should go to support 1 child (who lives with her mother)--while the 4 of us live on the rest? Why on earth do you think that is fair? It's hard enough to get by with 20% of his pay + arrearages being taken. === "He's" a custodial parent? === |
#9
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
"Gini" wrote in message news:6Vkrf.113$L53.34@trndny07... "teachrmama" wrote in message ... 30% of take home? Why? That's a big chunk of money!! We have 2 children at home. Are you saying that nearly 1/3 of my husaband's check should go to support 1 child (who lives with her mother)--while the 4 of us live on the rest? Why on earth do you think that is fair? It's hard enough to get by with 20% of his pay + arrearages being taken. === "He's" a custodial parent? === He certainly is arrogant! And I don't think he has ever caught on to the fact that his situation is far, far from the norm!! Geesh!! |
#10
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Letter I intend to send to sponsor/co-sponsors of The Child Support Enforcement Act of 2005
teachrmama wrote: 30% of take home? Why? That's a big chunk of money!! We have 2 children at home. Are you saying that nearly 1/3 of my husaband's check should go to support 1 child (who lives with her mother)--while the 4 of us live on the rest? Why on earth do you think that is fair? It's hard enough to get by with 20% of his pay + arrearages being taken. Okay let me clarify something. 30% should be the cap... Not the min. Every Case does need to be judge on it's own merrits. My suggestion to emlinate the problem of hearing about people having next to no money to live on because all of it is being paid in child support. If you bring home (After Taxes - And Only Taxes) say 50,000 a year, you would be expected to pay a Max of 15,000 a year in child support. Not to say you would, but your ex could never go after more then that from you. All cases can still be decided the way they are now, going to court, explaining your circumstances.. and then allow the courts to make a ruling. But take the Sky's the Limit idea off the table. SpiderHam77 |
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