If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
|
Thread Tools | Display Modes |
#11
|
|||
|
|||
childbirth without insurance
"llama mama" wrote in message . .. most hospitals will work out a payment plan. then there's always the Hill-Burton act, which says hospitals can't refuse treatment even if the client can't afford it... You are correct about the Hill-Burton Act in that any hospital accepting public monies must provide a certain amount of care under that act, but, those funds tend to get exhausted very early in the fiscal year and are very difficult to obtain, in my experience, due to that. From the web site: http://www.infoline.org/InformationL...20Act%20cw.asp HILL-BURTON ACT The Hill-Burton Act is a federal program which requires "obligated facilities" (health care facilities including hospitals) that have used federal money for facility reconstruction or modernization to provide free or low cost health care services to people living in the facility's area who cannot afford to pay for the services. To be eligible, a person must not be covered by, nor receive services under, a third-party insurer or a governmental program such as Medicaid or Medicare. If income is less than current Poverty Income Level, facility services may be free. If income is greater than but not more than double Poverty Income Level, services may be provided at full charge, reduced charge, or free. Check the individual notice of your facility. It is not necessary that applicants be U.S. Citizens. Patient need only have been living in the U.S. for a minimum of 3 months. (Note: Hill-Burton facilities must provide a specific amount of free care per year, but can stop services once they have given that amount.) The Hill-Burton Act is administered by the regional office of the U.S. Department of Health and Human Services. I would not begin to depend on this as a first or even third line of defense, but as a last ditch hope. Medically Needy Medicaid is more likely to be helpful [name may be different in other States, that is the Florida term]. http://www.parenttoparentofga.org/spenddown.htm http://www.wvdhhr.org/ofs/Policy/IMM...r16/ch16_4.pdf -Aula |
#12
|
|||
|
|||
childbirth without insurance
"just me" wrote in message
om... "llama mama" wrote in message . .. most hospitals will work out a payment plan. then there's always the Hill-Burton act, which says hospitals can't refuse treatment even if the client can't afford it... You are correct about the Hill-Burton Act in that any hospital accepting public monies must provide a certain amount of care under that act, but, those funds tend to get exhausted very early in the fiscal year and are very difficult to obtain, in my experience, due to that. If a pregant lady goes into any emergency room in labor, they will take care of her. However, to increase the odds of a good outcome, the baby and mother need good prenatal care, including a plan to deliver the baby. Anyone who is pregant needs to have good prenatal care. In this case, because the mother is out of the country, a clinic or doctor identified before the mother comes to the US, and doctors here in the US get all the medical records before the mother leaves for the US. In addition, the doctors here might want to ask the certain tests that are done in the US but not overseas as part of the prenatal care be done over there. This might also decrease the cost of care, because, at least these tests won't have to be paid for. Good luck. Jeff From the web site: http://www.infoline.org/InformationL...20Act%20cw.asp HILL-BURTON ACT The Hill-Burton Act is a federal program which requires "obligated facilities" (health care facilities including hospitals) that have used federal money for facility reconstruction or modernization to provide free or low cost health care services to people living in the facility's area who cannot afford to pay for the services. To be eligible, a person must not be covered by, nor receive services under, a third-party insurer or a governmental program such as Medicaid or Medicare. If income is less than current Poverty Income Level, facility services may be free. If income is greater than but not more than double Poverty Income Level, services may be provided at full charge, reduced charge, or free. Check the individual notice of your facility. It is not necessary that applicants be U.S. Citizens. Patient need only have been living in the U.S. for a minimum of 3 months. (Note: Hill-Burton facilities must provide a specific amount of free care per year, but can stop services once they have given that amount.) The Hill-Burton Act is administered by the regional office of the U.S. Department of Health and Human Services. I would not begin to depend on this as a first or even third line of defense, but as a last ditch hope. Medically Needy Medicaid is more likely to be helpful [name may be different in other States, that is the Florida term]. http://www.parenttoparentofga.org/spenddown.htm http://www.wvdhhr.org/ofs/Policy/IMM...r16/ch16_4.pdf -Aula |
#13
|
|||
|
|||
childbirth without insurance
"1qa2ws" writes:
I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? a) You might have promised the U.S. government when you got your visa that you had health insurance and/or the ability to support yourself and any dependents you brought over. On the UMSL international student handbook site, see the section under "What is a 'Public Charge'?" he http://www.umsl.edu/~intelstu/curren...ok/family.html In other words, it's possible that if you go to a hospital and get the hospital really mad at you, the hospital could somehow call the government and get you kicked out of the country. So definitely talk to UMSL international student advisors as soon as possible. b) Frankly, who knows that your wife is pregnant? How pregnant is she? Is there any way you could apply for student health insurance and get away with lying about the date of conception? Because, speaking philosophically, how can you "know" that your wife is pregnant? We "know" nothing. We are mere phantasms in the mind of God. If not knowing that your wife is pregnant will get her health insurance, go for it. c) If the UMSL counselors say your wife can qualify for the state health insurance program for pregnant women even if she's in St. Louis on a student visa, here's the URL: http://www.mokids.org/health.htm d) Go to the patient services representative at Barnes (or a hospital affiliated with the UMSL medical school, if UMSL has a medical school, or maybe a public hospital in St. Louis) and ask that person for advice. Maybe you can work out a good deal with the patient services rep. The main thing you know is assurances that the hospital won't try to get you deported if you have a hard time paying the bills. f) If worse comes to worse and your wife wants to go to St. Louis before she delivers and you can't get any insurance, you could consider paying cash for routine prenatal care, which probably cost be more than $1,000, then have her carry around a folder that has her medical records in it. When she goes into labor, she could just walk into Barnes with her patient file and say, "Hi. You're delivering my baby!" Sure, the ob/gyn won't have any idea who your wife is, but the ob/gyn who decided that I should have my baby (because of preeclampsia) and the doctor who delivered my baby had no idea who I was, and they seemed to do a reasonably good job, under the circumstances. Also: if the prenatal visits show that your wife has some obvious risk factor, such as prenatal diabetes, you ought to go back to Poland about a month before her due date and she ought to deliver in Poland, near her family. Having a complicated delivery in a new country would be hell. |
#14
|
|||
|
|||
childbirth without insurance
In ,
Al Bell wrote: *"1qa2ws" writes: * *I'm a new international student from Poland. I've started my study at this *semester. I live in St.Louis, near the UMSL, and I've to buy some health *insurance for me. My wife is in Poland now, becouse she is finishing her *study there. She is going to go to USA on February - in about 29hbd. I've *asked at my university about health insurane, but afrer conception I cannot *buy any... What should I do? * *a) You might have promised the U.S. government when you got your visa that *you had health insurance and/or the ability to support yourself and any *dependents you brought over. On the UMSL international student handbook *site, see the section under "What is a 'Public Charge'?" he * *http://www.umsl.edu/~intelstu/curren...ok/family.html Using that link, and then following along to http://www.umsl.edu/~intelstu/curren...nghealthy.html it appears that UMSL has mandatory health insurance for international students. It doesn't say anything about their dependents, though. I suppose it is entirely possible that he's allowed to get the insurance for himself but not his family. I think the OP needs to go speak to the plan administrator! h. -- hillary israeli vmd http://www.hillary.net "uber vaccae in quattuor partes divisum est." not-so-newly minted veterinarian-at-large |
#15
|
|||
|
|||
childbirth without insurance
In misc.kids.health 1qa2ws wrote:
I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? Have your wife deliver in Poland. Wendy |
#16
|
|||
|
|||
childbirth without insurance
In article ,
Wendy Marsden wrote: In misc.kids.health 1qa2ws wrote: I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? Have your wife deliver in Poland. Wendy That might be wise financially, but there is more to life than $$$. he doesn't say how soon his wife is due -- I would hate to stay seperated for several months extra, especially while I was pregnant. I would hate to have given birth while my husband was on another continent. And, of course, it will be at least a little while before mom and baby can fly -- I'd hate to have to wait until the baby was a week old to see my husband, introduce the baby. And I'd hate to have to fly alone with a newborn! I think I'd move heaven and earth to find a way for her to come here before she gives birth. meh -- Children won't care how much you know until they know how much you care |
#17
|
|||
|
|||
childbirth without insurance
In article , dragonlady
says... In article , Wendy Marsden wrote: In misc.kids.health 1qa2ws wrote: I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? Have your wife deliver in Poland. Wendy That might be wise financially, but there is more to life than $$$. he doesn't say how soon his wife is due -- I would hate to stay seperated for several months extra, especially while I was pregnant. OK - he goes back to Poland for awhile. Banty |
#18
|
|||
|
|||
childbirth without insurance
In article ,
Banty wrote: In article , dragonlady says... In article , Wendy Marsden wrote: In misc.kids.health 1qa2ws wrote: I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? Have your wife deliver in Poland. Wendy That might be wise financially, but there is more to life than $$$. he doesn't say how soon his wife is due -- I would hate to stay seperated for several months extra, especially while I was pregnant. OK - he goes back to Poland for awhile. Banty Right. Most graduate programs will not let you just go back home for several months and then pick up where you left. And most student visas also limit severely the amount of time you can leave the country and still return. That is probably the LEAST viable option for this couple. meh -- Children won't care how much you know until they know how much you care |
#19
|
|||
|
|||
childbirth without insurance
In article , dragonlady
says... In article , Banty wrote: In article , dragonlady says... In article , Wendy Marsden wrote: In misc.kids.health 1qa2ws wrote: I'm a new international student from Poland. I've started my study at this semester. I live in St.Louis, near the UMSL, and I've to buy some health insurance for me. My wife is in Poland now, becouse she is finishing her study there. She is going to go to USA on February - in about 29hbd. I've asked at my university about health insurane, but afrer conception I cannot buy any... What should I do? Have your wife deliver in Poland. Wendy That might be wise financially, but there is more to life than $$$. he doesn't say how soon his wife is due -- I would hate to stay seperated for several months extra, especially while I was pregnant. OK - he goes back to Poland for awhile. Banty Right. Most graduate programs will not let you just go back home for several months and then pick up where you left. And most student visas also limit severely the amount of time you can leave the country and still return. That is probably the LEAST viable option for this couple. Why couldn't he take a break to go back? It happens relatively often in engineering graduate programs. I had a Korean colleague go home for three months to have a marriage arranged. And I'm talking a strigent research-oriented engineering program. Furthermore, the OP doesn't have to go home for "several months". It's a great financial and medical risk to be giving birth without insurance. There may be a motivation here as to citizenship for the child. Banty |
#20
|
|||
|
|||
childbirth without insurance
In article ,
Banty wrote: Why couldn't he take a break to go back? It happens relatively often in engineering graduate programs. I had a Korean colleague go home for three months to have a marriage arranged. And I'm talking a strigent research-oriented engineering program. Furthermore, the OP doesn't have to go home for "several months". It's a great financial and medical risk to be giving birth without insurance. There may be a motivation here as to citizenship for the child. Banty That's true; if the baby is born here, he or she will have dual citizenship. Possibly yet another good reason for her to come here, if they want USA citizenship for the baby. Not all programs will allow a break, especially if he has any sort of financial aid, like a teaching assistantship. There's also the finances of him taking an extra round trip ticket, vs. just the one ticket for her. meh -- Children won't care how much you know until they know how much you care |
|
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Criminal medical CAM at Hawai'i's John A Burns School of Medicine | Todd Gastaldo | Pregnancy | 0 | November 25th 03 02:04 AM |
Rule 302, Birth and Trigon/Anthem (Glasscock) - and ACOG's Willett LeHew, MD | Todd Gastaldo | Pregnancy | 0 | November 18th 03 05:19 PM |
FRONTLINE FIX (now one for babies, Raney?) | Todd Gastaldo | Pregnancy | 1 | November 7th 03 04:47 AM |
Vagina-related insurance fraud (Dan Fitz. at The Hartford, you're removed) | Todd Gastaldo | Pregnancy | 0 | November 1st 03 04:20 PM |
The largest insurance fraud (medical birth) | Todd Gastaldo | Pregnancy | 0 | October 29th 03 09:48 PM |